Why is wedding insurance so important?

• If you had to cancel, you could lose your deposits
• If you cancelled nearer the day suppliers could demand the whole of the contracted amounts
• A supplier could go into liquidation holding your deposit
• Cancellation could occur through many calamities, (death, illness, injury, redundancy causing financial difficulties, service personnel, posted abroad etc)
• Wedding Attire could be lost of damaged
• A guest could be injured, or the reception venue damaged and you might be held legally liable
• The professional photographs may no come out
• Rings or presents could be lost or damaged.
• The reception venue may close before the wedding

A reassuring prospect to know that you will always have your big day whatever happens!

See also: Wedding Insurance Abroad

These details are only a summary of cover. Please read the policy wording carefully as it defines the terms and conditions in detail. Please remember to keep take your policy documents with you. Insurers do reserve the right to decline any proposal.

Cancellation cover
We will reimburse your irrecoverable expenses incurred by the necessary cancellation of the wedding ceremony or reception for reasons out of your control limited to:-

• The death, injury, illness of the bride, groom or a close family relative
• The redundancy of the bride, groom or close family relative
• Ceremony or reception venue being unable to hold the function
• The posting abroad or a serving member of the UK armed forces
• Adverse weather conditions that make the ceremony or reception venue inaccessible

Additional Expenses
We will reimburse you for any additional expenses for alternative services incurred to avoid the necessary cancellation of the wedding due to an insured cause.

Wedding Attire
Cover for this loss of or damage to bride and bridesmaids dresses, groom and attendants formal attire, including their hire charges following loss or damage if such charges are imposed by the hire company.

Wedding Presents
Cover for the loss of or damage to any wedding present in your possession within 24 hours before and after the wedding day.

Photographs and Videos
Cover to retake official wedding photographs in the event of the non-appearance of the booked professional photographer, or the total loss, damage or non-development of the original film, negative or video

Wedding Rings
Cover for the loss or damage to the bride or grooms wedding rings up to 7 days prior to the wedding and up to 24 hours after the reception