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Personal Products

Seico Insurance can offer Travel Insurance to: single people, families and groups. Cover can be for as little as one day to one year. We also offer cover for corporate travel.

Insurance Company Travel Claim Phone Numbers
The majority of insurers do not require claim forms and would rather you reported the incident by phone. This saves time and results in claims being handled more efficiently. Above is a list of some of the major claims help lines.

Business Trip Cover:
Single trip and Annual multi-trips

Short Period (Online Quotation Form)
If you take out a single trip policy you will be covered for a business trip without having to pay an extra premium. Business equipment cover is an option that can be purchased for an additional premium. Business trip cover applies to managerial or clerical work or other non manual work.

Annual multi trips (Online Quotation Form)
If you take out an annual multi trip policy you can pay an extra premium to include up to business trips of up to 31 days each. Business equipment cover is automatically included if you have paid this additional premium.

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Personal Cover Benefits per insured Person

Medical Expenses £5,000,000*
Hospital Benefit £15 per day up to £500
Cancellation / Curtailment £3,000*
Delayed Departure up to £100
Missed Departure£300 Europe, £600 Worldwide
Personal Accident£25,000
Baggage£1,500*- limited to £300 in all for valuables and £250 any one article
Personal Money £500-cash £200*
Personal legal liability £2,000,000
Replacement Passport£250
Hijack £1,000
Legal expenses £25,000
Winter sports equipment £600*, Ski hire £200, Ski pack £300 and Piste Closure £300

*Under these sections the first £40 of each and every claim per Insured Person per incident is excluded, but limited to £10 for loss of deposit claims.

Short Period - This section only applicable if the appropriate additional premium has been paid. Annual - This section is automatically included for up to 17 days.

Where a claim is made at the same time for Baggage and Personal Money for the same incident, only one deduction of £40 per insured person apply.

Where Family option applies or where two or more members of your family are involved in any single claim arising from the same accident the total deduction is limited to £80 (£20 for loss of deposit).

Family Travel Cover:
Short term and Annual multi-trips

Short Period (Online Quotation Form)
Special premiums available for families
Optional winter sports insurance with additional cover
Cover available for trips up to six months
Reduced premiums for deletion of baggage and money cover
Cover available for non manual business trips

Annual (Online Quotation Form)
Special premiums for family cover
Winter sports cover automatically included (up to 17 days)
Includes cover for non manual business trips in addition to leisure travel
Cover available for persons up to 75 years

Vehicle breakdown (for vehicles up to 10 years old)
Short period or annual cover available
Includes UK breakdown cover option (Short Period only)
Can be purchased independently of Personal cover
Caravan/ trailer cover option
(Cover applies to private cars, motorised caravans and estate cars not exceeding 3,500 GVW and motorcycles over 250cc)

If you would like us to offer you a quotation, or carry out a review of your covers, please complete the online form.


© Seico Insurance Consultants 2005
info@seico-insurance.com