Seico Insurance Consultants

How do we keep your business year after year:
It is important to us to ensure that we maintain our relationship with you for many years and not simply watch you walk away once the policy term has expired. To do this we ensure that for every class of business we will undertake a full rebroking exercise. This ensures that your cover and premiums remain as competitive and comprehensive as possible. A full review of the previous year will be carried out and areas for improvement will be discussed fully. We will also stay in touch with you during the year to ensure that your cover keeps in line with your business developments. This renewal process is very important to us as we want to ensure that not only do we retain your business on a long term, but that you are so happy with us that you will recommend our service to your friends and business connections.

Why Use Seico Insurance for your business insurance?
We have the expertise and facilities to arrange cover for all forms of Business Insurance and our in-depth knowledge of the industry enables us to develop effective insurance programs. We only use highly rated insurers, with the financial strength and capabilities to offer a service that match ours.
We pride ourselves on the fact that we will arrange the covers that are most appropriate for your business. We will undertake a free review of your existing arrangements, to ensure that the solution that we offer will give you the best available cover at the lowest price. The majority of intermediaries would simply offer a quotation based on your existing cover, however we feel it is important to also look at your current business to ensure that our presentation meets with your existing requirements and future plans.

Combined Commercial
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combined policy covering the whole business

Combined Liability
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covering the public and the employees against damage or injury

What happens at renewal?
Unlike many other intermediaries, we will carry out a thorough check at each renewal, to ensure that your covers and premiums remain competitive. We do not believe in tying our clients to long term deals with insurers, unless there are specific circumstances where this is the best option. It is as important to us to retain your business each year as it is to secure your business initially. Therefore we never rest on our laurels and simply assume that your renewal is secure. We will continually offer you the same level of service year after year.

Claims
If you need to make a claim, we will ensure that this is settled as quickly and fairly as possible, by liaison with Insurers and Loss Adjusters - we do not charge for this service. We feel it is our job to ensure that if an incident occurs we assist in any way possible and try to aleviate all the stress and worry that a claim can bring. This is why our 'express claims service' is recognised as one of the best in the industry.

What is Business Insurance?
Commercial Combined or Individual covers - Material Damage, Business Interruption, Employers' and Public / Products Liability, Money, Glass, Goods In Transit and Legal Expenses,

Motor Fleets - Cars, Commercial Vehicles and Coaches

Commercial Package policies - Shops, Offices, Surgeries, Pubs, Clubs, Restaurants, Hotels, Care Homes, Kindergartens and Schools

Specialist Covers - Contractors All Risks, Liability and Performance Bonds Excess Layer Liability Marine Cargo Professional Indemnity Engineering - Machinery, Computers and Deterioration of Stock Overseas Risks
We are also able to effect Schemes for Trade Associations, Affinity Groups and Franchises
Typically, our service would be as follows:

Initial meeting - Risk assessment, Fact Find. Identify potential problem areas. Present risk to insurers. Collate Quotations and prepare Report.

Second Meeting - Discuss quotations and existing covers and make recommendations on areas where cover could be provided or simplified. Identify areas where cost savings may be made. Suggest appropriate Risk Management / Health and Safety strategy. Agree premium payment terms. Place risk on cover and assist with form completion. Attend Insurer's Survey, where needed, to ensure Risk Improvement measures are acceptable and realistic. Arrange issue of documentation and check for accuracy before releasing to client.

In the event of a Claim - Liaise with Insurers, Adjusters or Assessors to ensure swift action and avoid unnecessary disruption of business. Negotiate fair settlement and full recovery of Uninsured losses. Assist with completion of Claims forms and attend site if required.

Mid-term - Amendments - Your dedicated Account Handler will action these quickly and efficiently. Renewals - We will undertake a full re-broking exercise to ensure that covers and premiums remain as competitive as possible. A review of the previous year will be carried out and areas for improvement discussed fully.

If you would like us to offer you a quotation, or carry out a review of your covers, please contact us

© Seico Insurance Consultants 2005
info@seico-insurance.com